Safeguard your loved ones, should something unforeseen happen to you.

Finding the ideal combination of protection to safeguard yourself, your daily life, and your loved ones can be more intricate than meets the eye.

We take into account your current situation and your future plans and recommend the perfect mix of insurances to safeguard your loved ones, if anything should happen to you.

Life Cover

Life cover is insurance that pays a lump sum in the event of the insured person’s death. These funds can be used for a number of things including paying off a mortgage or providing an income to dependents.

Trauma Cover

Trauma cover is insurance that pays a lump sum in the event of the insured person suffering one of the listed traumas – most insurers now cover over 30 conditions. These funds can be used to repay debt, replace income, cover medical costs, etc.

Total and Permanent Disablement

TPD stands for ‘Total and Permanent Disablement’. TPD Cover pays you a lump sum of money if you’re totally and permanently disabled because of illness or injury.

Income Protection

Income protection is insurance that pays a monthly benefit, after the wait period for as long as the insured person cannot work due to a disability to the maximum of the policy benefit period.

Mortgage & Living Cover

Mortgage and Living Cover is a flexible mortgage repayment cover, that can be increased or decreased to meet changing lifestyles over time.

Medical Cover

Medical cover pays for the cost of medical treatment. It comes in various forms from hospital cover only through to including cover for GP’s and dentists.